Well, I was a newbie on the internet, and I was impressed by everything, of course.
I joined a community, some of the members there were making trendwhorish banners, and I requested one, and got a really bad graphic - and I guess thats what started me off.
I tried to improve it with my horrible Dell version of PSP7.
I still use PSP to this day though.. Photoshop just seems like a waste, as I can produce stuff thats just as good with what I already have here.