Have you ever been scammed?

How many people have fallen victim to a scammer? I remember a while back a member of yaxay agreed to purchase alot of templates from me (about 8 unique designs) for $1,000. He sent me the cash as an e-check, lucky for me i waited until it cleared...which it didn't.

The client was actually using a stolen credit card and i refunded the cash immediatly. I was just thankful i never sent him the templates and had the sense to wait until the money was secure in my account, it goes back to that saying "if its too good to be true, it usually is".