I think paypal is very good, ok the charge high fees, but you would if you owned paypal which is the leading payment processor.
If we didn’t have paypal, let’s say paypal was not invented...then the internet would be a whole different place, it would be very a lot harder to trade online for an example.

Before you all hate me, just think about it....paypal is a very good service really, ok it has its faults but so does so many other companies.

Just my 5 cents.

Chris