I was reading over at the "offers and requests" page and it seems to me that a lot of rates are pretty low? Reading about $10/ hour and $15/ hour to do work? For freelance this is really really really low. How many people here actually do webdesign for a living and have to pay rent/mortgage?

So here's a question?

How much do you charge for your work at a ballpark hourly rate? Design / programming?