I have accounts for both of them. I will use Paypal more to pay for things and moneybookers to receive payment. Romania still hasn't got full PayPal service (we cannot get money, only pay) .. it's a good thing we're allowed into the system to at least pay. There were some problems with few hackers who abused the system, but it's a pity to keep thousands of honest people away just because they are Romanians.