Yeah sitepoint's model is actually correct- just look at some of the templates, they really ruin the industry. Everyone's thinking they can go and make a quick buck (whether or not they have the skills) through web design...

just got a call from this advertising client of mine- he wanted to drop my services because he said he could get a school kid to do what I could do at a mere fraction of the cost... boy he's going to pay $xxx,xxx to put a $300 advertising campaign designed by a 15 year old into swing... sheesh!