ouch man, not bad for being really new, but ouch. here's some constructive critisism.
read up a bit on how to
design using a grid. also try to keep things minimalistic, especially at first. try to plot things out on paper before opening photoshop. make sure it looks good to the eyes.
also, design around the content. it's all about usability and ease of use. if you don't have any content then why are you making a website?
it's great that you're diving into the world of web design man, it really is fun. it's all a learning experience, so enjoy every minute of it.