Originally Posted by Jeff Andersen So I take it a lot of you are into just plain out quoting people, I assume that you include all overhead and extra costs? I can't really think of any coding overhead costs besides software that you use. Does anyone include a software portion into their quotes?

Overheads make up a large portion of my quotes. They cover things such as:

Electricity
Phone charges
Internet charges
A small amount is coded to software
Stationery
Travel (if needed)
Rent/mortgage (you have to factor this in, unless you are living somewhere for free)

Try to think of anything that you might use during a project and factor a cost in for it.